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Uber Might Cover Your Injuries and Damages
Rideshare companies, like Uber and Lyft, must carry liability insurance to cover bodily injuries and property damage. Uber has a $1 million liability insurance policy for eligible passengers, motorists, pedestrians, bicyclists, and motorcycle riders.
You should be aware that this $1 million liability insurance is usually accessed when the Uber driver is on the app and carrying passengers.
If the driver is on the app but does not have any passengers, the driver’s personal insurance and company policies may cover you. If you were in an accident with an Uber driver who was using his or her vehicle for personal use–not on the app and not carrying passengers – only the driver’s personal insurance would apply.
Florida Liability Law and Uber Accidents
Florida is one of a handful of states with a “no-fault” car insurance statute. Florida law requires all motorists to carry personal injury and liability insurance. The “no-fault” clause means that the first $10,000 in medical bills is paid by your personal auto insurance policy.
However, there are exceptions if you are a licensed and insured Florida driver injured as an Uber passenger. As you can tell, Florida’s liability laws are complex. You deserve to know your rights, including the potential to seek compensation for an Uber accident in Florida. An Uber and Lyft accident lawyer in Florida can explain if you are entitled to pursue compensation from the at-fault party.