10 Year Build of Popping | Bonus: 401K & Investing

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In this video I explain the difference between a Roth IRA vs a 401k, and which is better for your current situation. Knowing whether to invest in a Roth IRA or a 401k can seem intimidating, but I break down this knowledge into bite sized chunks that will ultimately help you make the right decision moving forward. A Roth IRA is a retirement account that allows you to save by offering you a tax benefit. The contributions and your investment earnings grow tax-free, meaning there’s no tax on your Roth IRA withdrawals in retirement. Roth IRA РInvesting with after-tax contributions РSelf-Directed РIt grows tax-free РYou can access your contributions at any time, penalty-free РNo required minimum distribution amount A 401k is an employer-sponsored retirement plan that allows you to make tax-deferred contributions from your salary or wages to a retirement plan.